问个保险的问题

a
adenine
楼主 (北美华人网)
又到了选第二年保险的时候,明年年中会有一次life event change,问下如果change之前是我自己单位的保险,change之后跟LD的保险,那我之前pay的deductible和out-of-pocket能累计到新保险吗?还是说新保险重新计算deductible和out-of-pocket?
另外FSA上限$2750,是单个人还是family?能夫妻俩在各自单位都enroll $2750吗?我知道dependent care是按family算上限,FSA我没找到相关说明。
a
adenine
Up一下,没有人能帮忙解答一下吗
e
em4luv
$2,750 is the limit per FSA account, but if you and your spouse both elect FSAs through your employers, your total household FSA budget for 2021 could be $5,500.
e
em4luv
Healthcare FSAs can only be contributed to by an individual. There is not a family contribution option. Both you and your spouse can each have your own Healthcare FSA through your respective employers and both contribute the maximum amount to each account. For example, if you each contribute the maximum of $2,750 to your Healthcare FSAs, you will have a total of $5,500 for your family.
For all reimbursement accounts, you may only file for a reimbursement once. For example, if you and your spouse each have a Healthcare FSA, you cannot each file a separate claim for the same expense.
a
adenine
回复 4楼em4luv的帖子
谢谢楼上的解答