跟各位咨询个问题

H
Huakaifugui
楼主 (北美华人网)
帮朋友咨询个问题。如果移民之前A以母亲的名义在中国买了终身寿险,受益人是A,A移民之后母亲去世了那么在中国申请保险理赔金,然后从外汇局申请保险理赔金出境,这个钱在美国需要缴税吗?
S
Summer果果
需要的。
P
Poppe
回复 1楼Huakaifugui的帖子 最好找专业人士确认一下: Generally, life insurance proceeds you receive as a beneficiary due to the death of the insured person, aren't includable in gross income and you don't have to report them. However, any interest you receive is taxable and you should report it as interest received.