对是这样的。可是增值的也不想分吗? mamajiajia 发表于 2/22/2019 1:21:50 AM [/url]
我自己的理解(in my state only),如果有理解错误请大家指正. All marital properties are subject to be divided (based on equitable distribution or equal distribution if you are in comoom law state) once you get divorce, separate property is not subjected to be divided.
婚前财产增值部分,婚前财产如果是出租房,所得的房租收入,也是婚前财产,请google separate property 。 http://www.bedrockdivorce.com/blog/?p=293 For my state The state defines marital property as including:
1. All real and personal property currently owned by either or both spouses (this includes retirement benefits); 2. All interest that either or both spouses have in real estate or personal property;
3. All income and appreciation on separate property pertaining to the other spouse's labor, monetary, or in-kind contribution; and (This is the tricky one for example if the husband paid or contribute labor to repair your roof in your current residence property (which is the wife's separate property), then he is eligible to claim this part + appreciation of the house if you sold it as marital property).
4. Money from a public employee participant (deferred compensation) account.
Separate property. Inheritance by one spouse;Real estate, personal property, or interest acquired by one spouse prior to the marriage;Passive income/interest acquired from separate property;Real or personal property excluded through a prenuptial agreement; andAny gift given to one spouse during the marriage (proven through clear evidence to have been given to only one spouse).It's important to remember that, separate property can remain separate even if it's commingled with other types of property unless the separate property can no longer be traced (as separate property).
认为需要的mm说下觉得怎么提这话题比较好? Joyce1026 发表于 2/22/2019 12:49:15 AM [/url]
我的好朋友在共产州结婚,女生爸妈准备给全款买房子(after m.房子大概全款买下来是男生10-15年不吃不喝的税后工资.男生父母结婚一分没给,没有prenup,她现在有点后悔.你可以把这个事情讲给你结婚对象看一下他反应. 是否签协议,我自己掂量的是你做个计算,如果你男朋友没有去做生意发大财的打算,或者进入某些start up一夜暴富的股票的运气,如果是美国人,普通白领中产父母不会给他多少钱,按照一般领工资的人,工资10%到20%增长(算是比较aggresive 计算了),你然后减去30%税的累积值,然后discount back using inflation 算一个PV出来,然后把你爸妈准备送你的房子或者是钱,用excel做个他需要赚多少时间,才可以攒多少现金买得起你爸妈给你的房子。得出来个数你心理就清楚了。 比如他挣10万,一年涨15%,inflation 1.9%,税算低一点30%。他需要不吃不喝只交税的情况挣8年才能攒出你爸妈给的100万美金。(He triples his income based on this calculation in 8 years which is less likely for most people). If you do a more reasonable calculation, say 8% increase per year it takes him like 10.5 years. 只需要跟你结婚离婚,如果你们是共产州,他只需要1年就可以通过手段分50万出来他5年不吃不喝的辛苦钱。人之所以有欲望有贪念,就是因为接触到自己力所不及的物质和世界。你们经济平等的情况下是和和美美恩爱异常,钱是好东西,可以给你们更好的生活,但是你们经济差别到一定程度就变成负担。任何人除了你爸妈都不是真心待你,尤其是男人,不知道他知不知道你爸妈会给你多少钱,我个人建议,5倍以上,需要签协议。
不考虑aa,感情很好、可以说我的就是你的、但无法做到”我爸妈给的也是你的”。
---发自Huaren 官方 iOS APP
不一定。主要保护的是婚前财产增值的部分,你买了房子涨了,那部分的profit就得对半分。
对是这样的。可是增值的也不想分吗?
如果是婚前财产、增值为什么要分?
我自己的理解(in my state only),如果有理解错误请大家指正.
All marital properties are subject to be divided (based on equitable distribution or equal distribution if you are in comoom law state) once you get divorce, separate property is not subjected to be divided.
婚前财产增值部分,婚前财产如果是出租房,所得的房租收入,也是婚前财产,请google separate property 。
http://www.bedrockdivorce.com/blog/?p=293
For my state
The state defines marital property as including:
1. All real and personal property currently owned by either or both spouses (this includes retirement benefits);
2. All interest that either or both spouses have in real estate or personal property;
3. All income and appreciation on separate property pertaining to the other spouse's labor, monetary, or in-kind contribution; and (This is the tricky one for example if the husband paid or contribute labor to repair your roof in your current residence property (which is the wife's separate property), then he is eligible to claim this part + appreciation of the house if you sold it as marital property).
4. Money from a public employee participant (deferred compensation) account.
Separate property.
Inheritance by one spouse;Real estate, personal property, or interest acquired by one spouse prior to the marriage;Passive income/interest acquired from separate property;Real or personal property excluded through a prenuptial agreement; andAny gift given to one spouse during the marriage (proven through clear evidence to have been given to only one spouse).It's important to remember that, separate property can remain separate even if it's commingled with other types of property unless the separate property can no longer be traced (as separate property).
你爸妈给你的gift钱,inheritance moeny,只要说明是给你的,不是给你们两个的,不签协议也separate property 但是,你如果用你爸妈给你的钱两个人买了个房子,如果这个钱来回转次,无法证明买房子的钱是你爸妈给你的,那最后房子的钱就成了marital property,如果你在共产州divorce 就会被分走一半.
我的好朋友在共产州结婚,女生爸妈准备给全款买房子(after m.房子大概全款买下来是男生10-15年不吃不喝的税后工资.男生父母结婚一分没给,没有prenup,她现在有点后悔.你可以把这个事情讲给你结婚对象看一下他反应.
是否签协议,我自己掂量的是你做个计算,如果你男朋友没有去做生意发大财的打算,或者进入某些start up一夜暴富的股票的运气,如果是美国人,普通白领中产父母不会给他多少钱,按照一般领工资的人,工资10%到20%增长(算是比较aggresive 计算了),你然后减去30%税的累积值,然后discount back using inflation 算一个PV出来,然后把你爸妈准备送你的房子或者是钱,用excel做个他需要赚多少时间,才可以攒多少现金买得起你爸妈给你的房子。得出来个数你心理就清楚了。
比如他挣10万,一年涨15%,inflation 1.9%,税算低一点30%。他需要不吃不喝只交税的情况挣8年才能攒出你爸妈给的100万美金。(He triples his income based on this calculation in 8 years which is less likely for most people).
If you do a more reasonable calculation, say 8% increase per year it takes him like 10.5 years.
只需要跟你结婚离婚,如果你们是共产州,他只需要1年就可以通过手段分50万出来他5年不吃不喝的辛苦钱。人之所以有欲望有贪念,就是因为接触到自己力所不及的物质和世界。你们经济平等的情况下是和和美美恩爱异常,钱是好东西,可以给你们更好的生活,但是你们经济差别到一定程度就变成负担。任何人除了你爸妈都不是真心待你,尤其是男人,不知道他知不知道你爸妈会给你多少钱,我个人建议,5倍以上,需要签协议。
找专业人士咨询一下。可以不签,也可以做到增值部分不分, 但是你必须把账目做的很清楚,不可以在经济上任何comingle。举个例子,上面那个层主英文红字部分,如果你要保持你婚前财产的纯粹性,比如这份财产是全款买的房子,那么这个房子所以的开销,比如装修,维护,每年的地产税都必须由你父母给的钱里支付。你不可以让你配偶维修保养或者从你们共同账户里出钱交地产税。要是你父母给你的出租房,你不能让你配偶做任何出租房管理维修。出租房收入放在专门的你个人账户,用来支付出租房所有费用。一旦你把收入转入你们共同账户,这部分钱就成了共同财产。总之你要认真学习一下,咨询专业人员。美国对于个人婚前财产,父母赠予,遗产继承是有相当的保护的,不是动不动见面分一半,前提是你自己要懂得怎样保护。 ---发自Huaren 官方 iOS APP
而且我们住在community property state.
于是婚前我写了借条给我父母,说明所有在美国购置的房产资金来源皆是向父母借的。这个promissory note里面附了当年父母转账的记录。
所以我觉得父母给的钱,自然不属于我娘家以外的任何人,我们写了好像是3%左右的利息,30年内还清给父母。至少这样无论我的婚姻幸福与否,我父母的财产不会受到任何影响。房子是我和先生共同管理,他在婚后也一定是有所付出的,所以婚后他一点好处也没有,是说不过去的。我觉得写欠条,在华人家庭里,是最可行的办法。如果对方是美国人,prenup就必须签。prenup的费用也要掂量好。
另外妹妹请问你有没有plan living will,因为美国不像中国,夫妻一方是另外一方的继承人,父母排很后面,女生本来就比男生脆弱,生孩子之类又是过鬼门关,如果遭遇不幸,没有遗嘱,你名下房子归谁?
签了很开心地飘过~
昨晚提了,他说”if it makes you happy”。
说一下怎么提的,在什么阶段提的吧。