2021年7月,美国个人储蓄率是10.6%,11月是6.9%,果然是欠钱还不起了.美国个人破产下降33%,果然是信用卡刷太多还不起钱了
https://www.bea.gov/data/income-saving/personal-saving-rate
https://www.reuters.com/legal/transactional/bankruptcy-filings-lowest-since-1985-amid-pandemic-relief-2021-08-04/
Bankruptcy filings lowest since 1985 amid pandemic relief
According to the Administrative Office of the U.S. Courts, while commercial filings fell 17.7% to 18,511 compared with the previous year, non-business filings plummeted 32.7% to 443,798
Annual inflation rate in the US accelerated to 6.8% in November of 2021, the highest since June of 1982, and in line with forecasts. It marks the 9th consecutive month the inflation stays above the Fed's 2% target as global commodities rally, rising demand, wage pressures, supply chain disruptions and a low base effect from last year continue to push prices up. Upward pressure was broad-based, with energy costs recording the biggest gain (33.3% vs 30% in October), namely gasoline (58.1% vs 49.6%). Inflation also increased for shelter (3.8% vs 3.5%); food (6.1% vs 5.3%, the highest since October of 2008), namely food at home (6.4% vs 5.4%); new vehicles (11.1% vs 9.8%); used cars and trucks (31.4% percent vs 26.4%); apparel (5% vs 4.3%); and medical care services (2.1% vs 1.7%). On the other hand, the inflation slowed for transportation services (3.9% vs 4.5%). Excluding food and energy, inflation went up to 4.9% from 4.6%, the highest since June of 1991
多学学英语，看看美国人自己的数据，如果像你说的补助多了，我就想问一句，既然福利这么好，为何民意确是极速下跌？既然比以前更有钱了，怎么会不高兴？这合乎逻辑吗？猪脑子！
你的那点补助能抵消从1982年来最高通货膨胀？
那些政府低收入补助哪点钱就让你兴奋了？估计一般中层收入的美国家庭的宠物在美国都过得比你强吧。
如果你生产的产品占领了美国25%的市场，你是不是就赚翻了？美国最大鸡蛋生产商Cal-Maine用亲身经历告诉你，事实并不总是这样的。
数据显示，最近几年美国鸡蛋消费需求一直在增长，仅2019年美国的鸡蛋消费量就达到近300个/人。换句话说，这相当于平均每个美国人每4天就要吃3个鸡蛋。这个市场够大吧，而仅Cal-Maine一家，就占据了美国鸡蛋消费生产的25%左右。
在外人眼里，这家公司不说光鲜亮丽吧，至少也是能赚得盆满钵满的。然而，Cal-Maine如今却觉得心里苦。为何呢？最新的财报显示，该公司9月到11月的营收为3.9亿美元，同比上涨了12%。
乍一看这业绩还不错吧？然而，同期该公司的营收成本却暴涨20%，从2.88亿美元飙升到3.47亿美元。还要扣掉销售管理费用等，最后净利润仅117.3万美元，跟去年同期的1215万美元相比暴跌超90%。
在该公司利润暴跌的过程中，通胀扮演了重要角色。该公司的首席执行官认为，由于饲料成本、人工、包装和运输成本等大幅上涨，这导致了该公司每一打鸡蛋的农业生产成本同比上涨21.6%，这也是该企业营收成本暴涨的原因。
净利润暴跌的后果也很严重，该财报出炉后，其股价就下跌超5%，盘中一度跌超8%。不过，Cal-Maine可能并非唯一一个赚到的钱都被通胀掏空的公司。最近几个月，美国通胀高烧不退，蛋企巨头尚且如此，其他小企业的处境肯定更为艰难。